# OwnPay - Self-Hosted Payment Gateway Platform > OwnPay is an open-source, self-hosted payment gateway orchestrator licensed under AGPL-3.0. It lets you manage multiple brands, connect to 100+ payment gateways, and provide white-label checkout experiences. Free forever - no licensing fees. > For the complete documentation index, see [llms.txt](https://ownpay.org/docs/llms.txt). Every page is also available as clean Markdown by appending `.md` to any URL (e.g. `https://ownpay.org/docs/quickstart.md`). ## Getting Started - [Landing Page](https://ownpay.org/docs/index.md): OwnPay landing page and interactive platform presentation. - [Introduction](https://ownpay.org/docs/introduction.md): OwnPay documentation hub and feature overview. - [Explore Demo](https://ownpay.org/docs/demo.md): Access and test the live demo sandbox instance. - [Quickstart](https://ownpay.org/docs/quickstart.md): Get OwnPay running in 5 minutes. - [Installation](https://ownpay.org/docs/installation.md): Install on shared hosting, VPS, or Docker. ## Core Concepts - [Overview](https://ownpay.org/docs/concepts/index.md): Brands, gateways, payment flow, and the ledger system. - [Brands](https://ownpay.org/docs/concepts/brands.md): Multi-tenant brand isolation and white-label architecture. - [Gateways](https://ownpay.org/docs/concepts/gateways.md): How payment gateways are connected and managed. - [Payment Flow](https://ownpay.org/docs/concepts/payment-flow.md): End-to-end transaction lifecycle. - [Ledger](https://ownpay.org/docs/concepts/ledger.md): Double-entry bookkeeping and financial integrity. - [Domains](https://ownpay.org/docs/concepts/domains.md): Custom domains and white-label checkout setup. - [Plugins](https://ownpay.org/docs/concepts/plugins.md): Plugin architecture and extension model. ## User Guide - [Dashboard](https://ownpay.org/docs/user-guide/dashboard.md): Admin dashboard overview. - [Changelog](https://ownpay.org/docs/user-guide/changelog.md): Release history and version notes. ### People - [Brands](https://ownpay.org/docs/user-guide/people/brands.md): Managing merchant brands. - [Staff](https://ownpay.org/docs/user-guide/people/staff.md): User accounts and permissions. - [Roles](https://ownpay.org/docs/user-guide/people/roles.md): Role-based access control. - [Customers](https://ownpay.org/docs/user-guide/people/customers.md): Customer records management. ### Payments - [Payment Links](https://ownpay.org/docs/user-guide/payments/payment-links.md): Create and share payment links. - [Transactions](https://ownpay.org/docs/user-guide/payments/transactions.md): Transaction history and details. - [Invoices](https://ownpay.org/docs/user-guide/payments/invoices.md): Invoice generation and management. - [Ledger](https://ownpay.org/docs/user-guide/payments/ledger.md): Financial ledger entries. ### Gateways - [Gateways](https://ownpay.org/docs/user-guide/gateways/gateways.md): Configure payment gateways. - [Currencies](https://ownpay.org/docs/user-guide/gateways/currencies.md): Multi-currency support. ### Mobile and SMS - [Companion App](https://ownpay.org/docs/user-guide/mobile-sms/companion-app.md): Installing and pairing the OwnPay mobile companion app. - [Devices](https://ownpay.org/docs/user-guide/mobile-sms/devices.md): Companion app device management. - [SMS Templates](https://ownpay.org/docs/user-guide/mobile-sms/sms-templates.md): SMS parsing templates. - [SMS Logs](https://ownpay.org/docs/user-guide/mobile-sms/sms-logs.md): SMS activity logs. ### Appearance - [Themes](https://ownpay.org/docs/user-guide/appearance/themes.md): Checkout theme customization. - [Branding Settings](https://ownpay.org/docs/user-guide/appearance/branding-settings.md): Logo, colors, and brand identity. - [Landing Page](https://ownpay.org/docs/user-guide/appearance/landing-page.md): Custom landing page builder. ### System - [Settings](https://ownpay.org/docs/user-guide/system/settings.md): Global system configuration. - [Domains](https://ownpay.org/docs/user-guide/system/domains.md): Domain management. - [Plugins](https://ownpay.org/docs/user-guide/system/plugins.md): Installed plugin management. - [Addons](https://ownpay.org/docs/user-guide/system/addons.md): Addon module management. - [System Update](https://ownpay.org/docs/user-guide/system/system-update.md): OwnPay update process. ### Auth and Account - [Login](https://ownpay.org/docs/user-guide/auth/login.md): Authentication and login options. - [Forgot Password](https://ownpay.org/docs/user-guide/auth/forgot-password.md): Password reset flow. - [Two-Factor Auth](https://ownpay.org/docs/user-guide/auth/two-factor.md): Two-factor authentication setup. - [My Account](https://ownpay.org/docs/user-guide/account/my-account.md): Profile and account settings. ### Reports and Finance - [Reports](https://ownpay.org/docs/user-guide/reports-finance/reports.md): Financial and transaction reports. - [Audit Log](https://ownpay.org/docs/user-guide/reports-finance/audit-log.md): Admin activity audit trail. - [Balance Verification](https://ownpay.org/docs/user-guide/reports-finance/balance-verification.md): Ledger balance checks. ### Public Pages - [Checkout](https://ownpay.org/docs/user-guide/public/checkout.md): Customer-facing payment checkout page. ### Developer Hub - [Developer Hub](https://ownpay.org/docs/user-guide/developers/developer-hub.md): API keys and webhook setup for brands. ### Subscribe - [Subscribe](https://ownpay.org/docs/user-guide/subscribe.md): Subscribe to release announcements, security bulletins, and ecosystem updates. ## API Reference - [Overview](https://ownpay.org/docs/api/overview.md): API overview, base URLs, and versioning. - [Authentication](https://ownpay.org/docs/api/authentication.md): API key authentication methods. - [Webhooks](https://ownpay.org/docs/api/webhooks.md): Webhook events and payload formats. - [Errors](https://ownpay.org/docs/api/errors.md): Error codes and response formats. - [Merchant API](https://ownpay.org/docs/api-reference/merchant.md): Full Merchant REST API specification. - [Mobile API](https://ownpay.org/docs/api-reference/mobile.md): Mobile companion app API specification. - [Admin API](https://ownpay.org/docs/api-reference/admin.md): Admin management API specification. ## Developer Guide - [AI Tools Overview](https://ownpay.org/docs/developer/ai-overview.md): Overview of OwnPay AI tools - MCP server, Skills, and prompt templates for AI-assisted development. - [Quickstart](https://ownpay.org/docs/developer/quickstart.md): Developer quickstart and first integration. - [AI MCP Integration](https://ownpay.org/docs/developer/ai-mcp.md): Connect AI agents via Model Context Protocol. - [AI Skills](https://ownpay.org/docs/developer/ai-skills.md): AI agent skills for OwnPay plugin development. - [Translations](https://ownpay.org/docs/developer/translations.md): Localization and translation guide. ### SDK Integrations - [PHP SDK](https://ownpay.org/docs/developer/integration/php.md): PHP SDK installation and usage. - [Laravel SDK](https://ownpay.org/docs/developer/integration/laravel.md): Laravel SDK with facade, webhook verification, and value objects. - [Node.js SDK](https://ownpay.org/docs/developer/integration/nodejs.md): Node.js SDK installation and usage. - [WooCommerce](https://ownpay.org/docs/developer/integration/woocommerce.md): WooCommerce plugin integration. - [WHMCS](https://ownpay.org/docs/developer/integration/whmcs.md): WHMCS billing platform integration. ### Plugin Development - [Gateway Development](https://ownpay.org/docs/developer/plugin-types/gateway-development.md): Build custom payment gateway plugins. - [Gateway AI Prompt](https://ownpay.org/docs/developer/plugin-types/gateway-prompt.md): AI prompt template for building gateway plugins. - [Addon Development](https://ownpay.org/docs/developer/plugin-types/addon-development.md): Build addon modules. - [Addon AI Prompt](https://ownpay.org/docs/developer/plugin-types/addon-prompt.md): AI prompt template for building addon modules. - [Theme Development](https://ownpay.org/docs/developer/plugin-types/theme-development.md): Build custom checkout themes. - [Theme AI Prompt](https://ownpay.org/docs/developer/plugin-types/theme-prompt.md): AI prompt template for building checkout themes. - [Integration AI Prompt](https://ownpay.org/docs/developer/plugin-types/integration-prompt.md): AI prompt template for building third-party integrations. ### Plugin Reference - [Plugin Overview](https://ownpay.org/docs/developer/plugins/overview.md): Plugin system architecture. - [Plugin Capabilities](https://ownpay.org/docs/developer/plugins/capabilities.md): Available plugin hooks and capabilities. - [Plugin Events](https://ownpay.org/docs/developer/plugins/events.md): Event system and listeners. - [Plugin Hooks](https://ownpay.org/docs/developer/plugins/hooks.md): Hook reference for plugin authors. ## Resources - [Architecture](https://ownpay.org/docs/resources/architecture.md): System architecture and design decisions. - [Features](https://ownpay.org/docs/resources/features.md): Complete feature reference. - [Ecosystem](https://ownpay.org/docs/resources/ecosystem.md): Integrations, SDKs, and extensions. - [Glossary](https://ownpay.org/docs/resources/glossary.md): Key terms and definitions. - [Contributing](https://ownpay.org/docs/resources/contributing.md): How to contribute to OwnPay. - [Roadmap](https://ownpay.org/docs/resources/roadmap.md): Upcoming features and development plans. - [Local Setup](https://ownpay.org/docs/resources/local-setup.md): Set up a local development environment. - [REST API Integration](https://ownpay.org/docs/resources/integrations/rest-api.md): REST API integration guide. - [Code Examples](https://ownpay.org/docs/resources/code-examples.md): Ready-to-use code snippets. ## Advanced Topics - [Security and Compliance](https://ownpay.org/docs/advanced-topics/security-compliance.md): Security model and compliance guidance. - [Performance and Scaling](https://ownpay.org/docs/advanced-topics/performance-scaling.md): Scaling and performance tuning. - [Troubleshooting](https://ownpay.org/docs/advanced-topics/troubleshooting.md): Common issues and solutions. - [FAQ](https://ownpay.org/docs/advanced-topics/faq.md): Frequently asked questions. ## Downloads The latest stable release is available from the official update registry. - **Latest Version:** 0.2.0 - **Registry API:** https://update.ownpay.org/api/v1/release - **Download:** https://github.com/own-pay/OwnPay/releases/download/v0.2.0/ownpay-0.2.0.zip - **Minimum PHP:** 8.3.0 ## Links - Website: https://ownpay.org - GitHub: https://github.com/own-pay/OwnPay - Documentation: https://ownpay.org/docs - License: AGPL-3.0