> ## Documentation Index
> Fetch the complete documentation index at: https://ownpay.org/docs/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> OwnPay is licensed under AGPL-3.0 and is completely free - no licensing fees.
> Production docs URL: https://ownpay.org/docs - append .md to any page URL for clean markdown.
> OwnPay requires PHP 8.3+, MySQL/MariaDB, and Redis.
> MCP server available at https://ownpay.org/docs/mcp for programmatic documentation queries.
> Use root-relative links (e.g. /quickstart) for internal navigation - do NOT include /docs prefix.
> Plugin development: consult /developer/plugin-types/ pages for correct interfaces and manifests.

# Roadmap - OwnPay Release Milestones and Upcoming Features

> OwnPay's product roadmap from Public Beta through stable 1.0 and beyond, covering planned features, milestones, and upcoming release themes.

This roadmap shows where OwnPay is headed on the path from **Public Beta v0.1.0** to a stable **1.0** and beyond. It's a living document - priorities shift with community feedback, and dates are intentionally avoided in favor of a quality-driven "ship when it's ready" approach.

> Have an idea or a priority you care about? Open a [discussion](https://github.com/own-pay/OwnPay/discussions) or [feature request](https://github.com/own-pay/OwnPay/issues). The roadmap is shaped by the people who run OwnPay.

**Legend:** ✅ Shipped  ·  🚧 In Progress  ·  🔭 Planned

***

## ✅ Shipped - Public Beta v0.1.0

The foundation is live and self-hostable today:

* ✅ Multi-brand (multi-store) architecture with full tenant isolation
* ✅ 120+ payment gateway integrations (plugin-based)
* ✅ Hosted checkout, payment links, invoices & payment intents
* ✅ Refunds with atomic, balance-validated reversals
* ✅ Double-entry ledger engine (bcmath precision)
* ✅ White-label custom-domain checkout + per-brand theming
* ✅ Sandboxed plugin/add-on system with a domain hook engine
* ✅ REST API (merchant / mobile / admin) + webhooks
* ✅ Mobile companion app foundation (device pairing, JWT, SMS verification)
* ✅ Full internationalization (admin panel + customer checkout)
* ✅ Staff RBAC - granular roles & permissions
* ✅ Signed, atomic, rollback-safe self-update engine
* ✅ Security hardening - AES-256-GCM PII, Argon2id, CSRF, CSP, rate limiting, SSRF guards
* ✅ Quality gates - PHPStan level 9 + automated test suite

***

## 🚧 Now - Stabilizing the Beta (road to 1.0)

Our focus during the beta period:

* 🚧 Real-world feedback loop - triaging issues from beta self-hosters
* 🚧 Public **live demo** at [demo.ownpay.org](https://demo.ownpay.org)
* 🚧 Expanded api documentation at [docs.ownpay.org](https://docs.ownpay.org)
* 🚧 Guides & tutorials at [learn.ownpay.org](https://learn.ownpay.org)
* 🚧 Hardening, edge-case validation, and performance tuning
* 🚧 Broader gateway coverage and gateway-specific test coverage

***

## 🔭 Next - Toward 1.0 Stable

* 🔭 **1.0 stable release** once the quality bar and feedback goals are met
* 🔭 **Plugin marketplace** at [plugin.ownpay.org](https://plugin.ownpay.org) - discover & install gateways and add-ons
* 🔭 **Mobile companion app** general availability
* 🔭 One-click / scripted **deployment tooling** (VPS provisioning, container images)
* 🔭 Enhanced reporting, analytics & reconciliation dashboards
* 🔭 Expanded webhook event catalog and developer SDKs

***

## 🌅 Later - Beyond 1.0

Longer-term directions we're excited about (subject to community demand):

* 🌅 Marketplace ecosystem with third-party plugin publishing
* 🌅 Additional regional payment methods & MFS coverage
* 🌅 Advanced fraud/risk tooling and configurable rules
* 🌅 Broader governance - a distributed maintainer team (see [GOVERNANCE.md](https://github.com/own-pay/OwnPay/blob/main/GOVERNANCE.md))

***

## A Note on Timing

OwnPay handles real money. We do **not** commit to calendar dates - features ship when they meet our security and quality bar, not before. Star and watch the repository to be notified the moment new releases drop, and follow [blog.ownpay.org](https://blog.ownpay.org) for release notes.

> This document reflects current intentions, not promises. Anything here may change as we learn from the community.

***

❤️ Built by the **Community**, for the **Community**.


## Related topics

- [OwnPay API Overview - REST API for Multi-Brand Payments](/docs/api/overview.md)
- [Features and Capabilities](/docs/resources/features.md)
- [Changelog - OwnPay Release Notes and Migration Guide](/docs/user-guide/changelog.md)
- [Node.js SDK - TypeScript-First Payment Integration](/docs/developer/integration/nodejs.md)
- [Developer Quickstart - Build Your First Payment Integration](/docs/developer/quickstart.md)