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In this quick start you will build a simple payment flow: create a payment intent, redirect the customer to the OwnPay checkout page, and verify the payment status. By the end you will have a working integration in under 10 minutes.

Prerequisites

  • A running OwnPay instance (v0.2.0 or later)
  • An API key with write scope - see API keys
  • Your preferred language (PHP, Node.js, or cURL)

What’s next

SDKs

Full SDK reference for PHP, Laravel, and Node.js.

Webhook guide

End-to-end webhook receiver with signature verification.

Testing

Test cards, sandbox mode, and webhook simulation.
Last modified on August 25, 2026