Mobile API Reference - Companion App and SMS Forwarding

The Mobile API enables the OwnPay mobile companion app to pair devices, receive SMS notifications, and verify payments through mobile banking alerts.

Base URL

https://{brand_domain}

Most endpoints require JWT authentication. Device pairing and token refresh are exempt.

Authorization: Bearer YOUR_JWT_TOKEN

Endpoint	Description
`POST /api/mobile/v1/devices`	Pair a mobile device with pairing code
`GET /api/mobile/v1/devices`	List paired devices
`POST /api/mobile/v1/sms/incoming`	Receive incoming SMS for verification
`GET /api/mobile/v1/notifications`	Get pending notifications

Full API documentation is auto-generated from the OpenAPI specification.

Last modified on July 15, 2026