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OwnPay supports multiple currencies so your customers can pay in their preferred currency while your ledger records in your brand’s base currency.

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Add and edit currencies

  1. Go to Gateways & Currencies → Currencies & Rates.
  2. The page shows all supported currencies with their current exchange rates.
  3. Click Add Currency to enable a new currency for your brands.
  4. Set the exchange rate relative to your base currency.
  5. Click Save.
Currencies available at checkout depend on two things: the currency being enabled here, and at least one gateway supporting that currency being active for the brand.

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Set base currency per brand

Each brand has one base currency. This is the currency used for:
  • Ledger entries and balance calculations.
  • Reports and financial summaries.
  • Default invoice and payment link pricing.
To change the base currency, go to People → Brands, edit the brand, and select a new default currency. All new transactions use the new currency. Existing ledger entries remain in their original currency.
Do not change the base currency of a brand after processing transactions. Historical data will not be retroactively converted, which causes inconsistencies in reports.

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Exchange rate configuration

You can set exchange rates in two ways:

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Manual rates

  1. In the Currencies & Rates page, set the mode to Manual.
  2. Enter the conversion factor for each currency (for example 1 USD = 110 BDT).
  3. Click Save.
Manual rates do not change unless you update them yourself.

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Automatic rates

  1. Set the mode to Automatic.
  2. OwnPay fetches rates from a public exchange rate API on a scheduled basis.
  3. Ensure your server’s cron job is running so the rates update periodically.
If the external API is unreachable, the last cached rates are used.

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Currency formatting

Each currency has a predefined format that controls:
  • Symbol - $, ৳, €, £, ₹, etc.
  • Position - symbol before or after the amount.
  • Decimal places - 2 for most currencies, 0 for currencies like JPY.

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Multi-currency checkout

When a brand has multiple currencies enabled, customers see a currency selector at checkout. The payment amount is converted using the configured exchange rate. The ledger always records the equivalent amount in the brand’s base currency.
Last modified on August 25, 2026

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